Protecting, Saving, and Planning for the Future

Contact your local Gabor representative to help gain an individual understanding of your employee benefits. Send us an email or call 800-330-6115.

Gabor Financial Solutions is dedicated to helping you understand and choose from a comprehensive list of benefit options designed especially for employees of Florida A&M University. In its 7th decade of service, Gabor representatives are on campus daily to help you plan for retirement and beyond.

In partnership with your Human Resources department, the Gabor Agency is pleased to guide you in choosing the following employee benefits:

  • Disability Insurance
  • Life Insurance
  • Retirement Income Planning (SUSORP, 403b, 457, FRS)
  • Social Security Planning

Protecting

Disability Insurance

Your income serves as your most valuable asset. Owning disability insurance is critical to maintain your standard of living should an injury or illness affect your ability to earn a paycheck. Here’s a statistic to remember: The Social Security Administration estimates that 3 out of 10 Americans entering the workforce will become disabled before they retire. Help protect yourself now with comprehensive coverage you know you can rely on later.

For more information and to enroll click here. Existing participants can find more information here.

Click here for frequently asked questions. 


Group Whole Life Insurance

Group Whole Life insurance offers permanent protection with premiums that never increase and allows you to help provide for your family even when you can't be there for them. This coverage is fully portable meaning you can take it with you after your separate from employment.

For more information click here.

Saving

Retirement Income Planning and Strategies

There are a number of valuable retirement investment services and products to choose from: employer-sponsored retirement savings plans, SUSORP, 403(b) and Roth 403(b) (may not yet be available at your university), 457 retirement savings plans, FRS, traditional and roth IRAs, mutual funds, fixed and variable annuities, 529 college savings plans and more. Our financial professionals are here to guide you through this collection of choices.

For more information click here.

Planning for the Future

Social Security Planning

Individuals can often make a few mistakes regarding their Social Security - underestimating the real value of Social Security, hurrying to collect but regretting reduced benefits, having a lack of understanding about unique benefits that couples can take advantage of, and more. With Gabor’s guidance, you can strengthen your Social Security strategy and help ensure you’re receiving the maximum amount of benefits available to you.

Contact us for more information.

Deferred Retirement Option Program (DROP)

DROP is available to employees enrolled in FRS. This program allows employees who meet normal retirement requirements- to retire and begin accumulating the monthly retirement benefits without terminating employment for up to 96 months.

For more information click here.