Our Process
Our Process
Experience has taught us that a strong financial plan is not created in a brief conversation but requires a full understanding of our client's financial situation as well as their priorities, goals, and dreams.
We work closely with you to help you reach your goals through the creation of a personalized financial plan. We value true partnerships and are available to connect whenever you have questions. Our number one priority is to provide superior service to the individuals and families we work with. Whether you need to protect your income or your family, plan for retirement, or create a comprehensive financial plan; our process is the same and always focused on you.
1. Understand Your Goals & Your Current Situation
This starts with identifying your financial objectives and goals, such as saving for retirement, paying off debt, funding children’s and grandchildren’s education, or buying a home. Determine what you want to achieve, and we’ll help set realistic targets for each goal.
We’ll evaluate your current financial situation by reviewing your income, expenses, debt, assets, and liabilities. We will also gain an understanding of your cash flow to further identify opportunities to help achieve your goals.
2. Review & Analyze Your Information
This step involves collecting and analyzing relevant data. This type of information might include retirement and investment account statements, insurance policies, bank statements, tax returns, pay statements, and Social Security statements. This information allows us to better identify trends, opportunities, and risks that will help inform our recommendations.
3. Recommend Solutions
Based on your goals and financial situation, we will develop a plan that includes specific recommendations for achieving your objectives. This could include increasing contributions to retirement accounts, reducing expenses, adjusting your investment portfolio, creating an income plan for retirement, or purchasing insurance protection.
4. Implement Solutions
We will work together to put your plan into action by implementing any agreed upon recommendations for your personal financial plan.
5. Monitor and Review
Regularly review your financial plan to ensure you are on track to achieve your goals. We’ll monitor your progress regularly and make recommendations to adjust as needed.
Personal financial planning is an ongoing process, so it is important to revisit these steps regularly to ensure that you are making progress towards your goals and maintaining good financial health.
Have questions about our process?
One of our Financial Professionals are more than happy to meet with you.