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Long Term Care

Why Is There a Need for Long Term Care?

Long-term care insurance provides your loved ones with the means to care for you when you are unable to care for yourself. Coverage includes custodial care, medical support, and more while helping protect your retirement assets and allowing you to maintain independence.

Contrary to popular belief, the need for long-term care is not contingent upon age. Illness and injury can occur unexpectedly whether you're young or older, and the ability to care for those in need of consistent medical considerations is as prevalent as ever.

What is Long Term Care?

The reality of medical care is that it can be financially devastating. This is no secret and it has nothing to do with one's relative age. Accidents, severe illness, or memory loss can strike at any moment, therefore making it necessary to be prepared to undertake the financial burden associated with caring for those in need. Investing in long-term care helps to secure your financial independence in the event of the need to cover the medical obligations for your loved ones. It includes:

  • A wide range of custodial care
  • Medical and support services
  • Assistance with Activities of Daily Living (ADL)
  • Supervision of someone who is cognitively impaired

How We Can Provide Everyday Guidance

Long term care can be provided in many health and personal care settings such as nursing homes, assisted living facilities, hospice care facilities, as well as at home. Coverage is portable. If you change employers or retire your coverage moves with you. **

Gabor offers Long Term Care through our Symetra UL-G life insurance. See an agent for more details.

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U.S. Department of Health & Human Services 




  • Long-Term-Care Needs  Determine your potential long-term care needs and how long your current assets might last. 

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