PROTECTING, SAVING, AND PLANNING FOR THE FUTURE
Contact your local Gabor representative to help gain an individual understanding of your employee benefits. Send us an email or call 800-330-6115.
Gabor Financial Solutions is dedicated to helping you understand and choose from a comprehensive list of benefit options designed especially for employees of Florida International University. In its 7th decade of service, Gabor representatives are on campus daily to help you plan for retirement and beyond.
In partnership with your Human Resources department, the Gabor Agency is pleased to guide you in choosing the following employee benefits:
- Disability Insurance
- Life Insurance
- Group Term Life Insurance
- Accidental Death & Dismemberment Insurance
- Retirement Income Planning (SUSORP, 403b, 457, FRS)
- Social Security Planning
- Long Term Care Insurance
- DROP
Protecting
Your income serves as your most valuable asset. Owning disability insurance is critical to maintain your standard of living should an injury or illness affect your ability to earn a paycheck. Here’s a statistic to remember: The Social Security Administration estimates that 3 out of 10 Americans entering the workforce will become disabled before they retire. Help protect yourself now with comprehensive coverage you know you can rely on later.
For more information and to enroll click here. Existing participants can find more information here.
Click here for frequently asked questions.
For more information click here.
Group Whole Life insurance offers permanent protection with premiums that never increase and allows you to help provide for your family even when you can't be there for them. This coverage is fully portable meaning you can take it with you after your separate from employment.
For more information click here.
Group Term Life is a low cost life insurance policy with coverage that does not decrease with age as long as employment continues and premiums are paid. This policy is offered Guaranteed Issue with no medical exam during the first 60 days of employment or during special open enrollment periods.
For more information click here.
This benefit offers low cost supplemental coverage that provides benefits in the event of an accidental death or dismemberment (inlcuding family members for one low group rate).
For more information click here.
Saving
There are a number of valuable retirement investment services and products to choose from: employer-sponsored retirement savings plans, SUSORP, 403(b) and Roth 403(b) (may not yet be available at your university), 457 retirement savings plans, FRS, traditional and roth IRAs, mutual funds, fixed and variable annuities, 529 college savings plans and more. Our financial professionals are here to guide you through this collection of choices, some of which are offered through The Lincoln Investment Companies.
For more information click here.
Planning for the Future
Individuals can often make a few mistakes regarding their Social Security - underestimating the real value of Social Security, hurrying to collect but regretting reduced benefits, having a lack of understanding about unique benefits that couples can take advantage of, and more. With Gabor’s guidance, you can strengthen your Social Security strategy and help ensure you’re receiving the maximum amount of benefits available to you.
Contact us for more information.
Group Long-term care insurance provides your loved ones with the means to care for you when you can’t care for yourself. Services include custodial care, medical support, and more while helping to protect your retirement assets and allowing you to maintain independence.
Contrary to popular belief, the need for long-term care is not contingent upon age. Illness and injury can occur unexpectedly whether you're young or older, and the ability to care for those in need of consistent medical considerations is as prevalent as ever.
DROP is available to employees enrolled in FRS. This program allows employees who meet normal retirement requirements- to retire and begin accumulating the monthly retirement benefits without terminating employment for up to 96 months.
For more information click here.
FIU LINKS
FIU HR
FIU Benefits
